Buy to Let Insurance UK
Buy to Let Insurance UK
There are numerous buy to let insurances that you can have that are either directly or in directly related to buy to let mortgages or buy to let properties.
These buy to let insurances can be one of the following;
Buy to Let buildings insurance - protecting the bricks and mortar construction of the property. This form of insurance is usually priced on the rebuild value of the property and will cover fire, theft, flood and in some instances accidental damage. The cost will also depend on the size of the house and the postcode of the property.
Buy to let contents insurance - protecting the contents of the property if let out furnished or partly furnished. This insurance will also be priced according to the insurance value and the postcode of the property. Accidental damage will also be available at a premium. Most landlords usually only let out their property un-furnished so this form of insurance is not normally applicable.
Rental void insurance - An insurance covering non-payment of rental from tenants. This is a specialised insurance that would offer peace of mind if a tenant stopped paying their rent and would usually cover the costs of legal proceedings to recover unpaid rent.
Life insurance - Life assurance is available to protect the investor in regard to their commitments and in some instances to cover payment of Capital Gains Tax. This type of insurance needs to be discussed with a financial advisor and the cost of this will depend on smoking status, age and lifestyle.
Critical Illness insurance - This form of insurance is available for the same reasons as life assurance offering peace of mind in circumstances where employment could not continue for the foreseeable future.
The insurances offered by our panel of insurance brokers would all be protected by the FSA. The FSA is the independent watchdog that regulates financial services.
If you need to finance any property investment you can call us today on 0845 6010153 or send us an email here or fill in our online application form and get fast pre-approval for your next investment. Which ever way you choose to contact us we will be happy to assist in any way we can. We specialise in Self Certification, Buy To Let and Adverse Credit mortgages and remortgages both residential and commercial. We offer the most competitive mortgage rates and insurances in the industry all backed up with our unique Guarantee.
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PS. Whatever method of contact you choose you can rest assured that our expertise will be put to work on your behalf immediately. Our goal is to provide you with the right mortgage at the best rate whilst making the process of financing your next property as simple and stress free as possible!
