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Repayment mortgages for buy to let can seem a good idea, though they are just one of the ways you can tackle your mortgage payments. Alternatives include interest only mortgages, which keep your payments to a minimum but do not help you repay the outstanding balance. That's one of the advantages of repayment mortgages for buy to let – you can clear some of the debt while you pay the interest. This means that you start to build up equity in your buy to let property almost immediately. If you have a lot of properties, interest only mortgages might be better for your cash flow.

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