» Read the complete article

Buy to let mortgages were not seen as a special area until the mid 1990s. Although people had been buying to let before that time, it was economic recession that made buy to let mortgages appeal. This was why the Association of Residential Letting Agents suggested changing the way such mortgages were offered. Instead of being a commercial product, buy to let mortgage rates should be offered at rates that were nearer to residential rates, making them more affordable for investor landlords. It was these changes suggested by ARLA that led to the buy to let market we have today.

Learn more about the evolution of Buy to Let Mortgages